Imagine being faced with the decision to give up your household or your beloved pet. It appears to be unimaginable, still several Us citizens are struggling with this conclusion just about every 12 months. The reason for it is a commonplace concern: The insurance policy industry takes advantage of arbitrary puppy breed lists to deny householders and renters coverage and to discriminate versus men and women.
Racism and classism underlie this discriminatory exercise in opposition to specified pet proprietors — and it is reflective of a heritage of racism in the insurance coverage field. The National Affiliation of Insurance policy Commissioners manufactured a dedication to tackle racist and discriminatory underwriting techniques, admitting “racial discrimination has been component of the insurance policies sector landscape for more than 250 many years.”